So I used to be performing some analysis the opposite day and got here throughout one thing that stunned me. Alien Abduction Insurance coverage. I used to be stunned by the truth that it exists however much more in order that it was talked about so casually within the article. In both case, I made a decision to look into it. Right here’s what I discovered.
Alien Abduction Insurance coverage Insurance policies Really Exist
No less than a few of these insurance coverage insurance policies are actual. An insured individual can file a declare after being kidnapped. The cash might be used to pay for psychiatric or medical care, misplaced wages, or another damages ensuing from being kidnapped.
A declare can be filed by a beneficiary if an abductee is rarely heard from once more. Most life insurance coverage insurance policies received’t pay out on a lacking individual, so there might be some actual worth right here.
Ought to You Purchase One?
Whereas there are a ton of surprising insurance coverage insurance policies accessible available on the market, few appear to be as objectively tough to show as alien abduction. Are you able to show to an insurance coverage firm that you simply had been kidnapped? In all probability not.
Usually, you buy insurance coverage towards a selected occasion since you consider your self to be vulnerable. I think about that UFO chasers & researchers who frequent scenes of encounters is perhaps a tad extra more likely to be kidnapped.
Perhaps it’s value a thought in the event you stay out in a really rural space the place encounters are extra widespread or in a state the place lots of people report being kidnapped.
Your life-style would possibly even be an indicator as as to if or not you’re vulnerable to being an abductee. There’s even a quiz you may take to search out out.
Learn The Effective Print
Whereas many of those polices appear to be extra like gag-gifts, one coverage by the UFO Abduction Insurance coverage firm has really paid out a declare. Their insurance policies are for $10,000,000 however in the event you learn the coverage rigorously, they solely pay out $1 per yr.
Judging from their web site, it’s tough to take their coverage significantly because it’s positively marketed as a enjoyable present, vs. monetary safety for a real alien abduction. Moreover, the truth that they don’t request any private info apart from a reputation signifies it won’t even be a real insurance coverage coverage.
Alien Abduction Insurance coverage – A Enjoyable Present
For essentially the most half, medical insurance coverage firms already cowl loads of what abductees declare to expertise. Psychiatric care and remedy are typically a part of the coverage no matter whether or not the trigger is alien or not.
Purchase alien abduction insurance coverage if you’d like, however it’s in all probability greatest to not take it too significantly. It’s extra like shopping for a gag certificates on-line than an precise insurance coverage coverage regulated by the regulation.
Sources & Further Studying
Geico: Uncommon Insurance coverage Insurance policies
Tomorrow: Need Whole Peace of Thoughts? Get Alien Abduction Insurance coverage
Enterprise Insurance coverage: Alien Abduction Insurance coverage Nonetheless Sells in Low-Threat Florida
Forbes: Offbeat Insurance coverage Insurance policies You Can Purchase